Serving patients of Erwin, Jonesborough, and Greeneville TN
Dental implants represent one of the most permanent tooth replacement options for patients. A titanium post is surgically implanted into the jawbone and a natural-looking dental crown is attached to the top of the implant. It’s usually the best option for replacing a missing tooth, but sometimes patients worry they are unable to afford a dental implant. Today on the blog, implant dentists in Greeneville at Tusculum Dental Care want to share some tips with you on how to pay for dental implants.
Use Dental Insurance Benefits
The first step is to find out whether your dental insurance benefits offer coverage for dental implants. For years, insurance companies did not see the value of dental implants, and some still do not provide this coverage. However, it is worth checking because it could save you hundreds of dollars. Be sure that you choose an in-network dental provider, which means your insurance benefits pay more toward your treatments.
What if my insurance won’t cover dental implants?
Even if your insurance does not provide coverage for dental implants, ask them if they would be willing to give an allowance for what they would ordinarily pay toward a dental bridge or partial denture. This could be as much as several hundred dollars or more. If this does not prove to be helpful, you may want to consider a supplemental dental plan. However, some of these plans usually require a waiting period or may have a missing tooth clause. Be sure to clarify your coverage before getting treatment.
Start a Health Savings or Flexible Spending Account
Employers often offer health Savings Accounts (HSA) and Flexible Spending Accounts (HSA) as a way for you to contribute pre-taxed dollars to an account that will later be used to pay for qualifying medical or dental benefits. Both accounts have specific rules and benefits. Speak with a human resources advisor at your job to find out the best option for you. These accounts may also offer tax-savings benefits for certain income levels.
Another option is to consider special financing. CareCredit is one of the country’s leading third-party financing companies that allows you to charge the cost of your treatments, and then make small monthly payments, usually interest-free for a set number of months. This line of credit can be used for other health-related expenses for you or your family, even your pet. It functions similarly to a regular credit card. However, the interest-free timeframe varies, depending on the total amount charged at the time of your visit. You can learn more about CareCredit here.
Dental Implant Dentists in Greeneville and Erwin
If you are considering dental implants, be sure that you choose an experienced dentist. Understand the costs involved, including your out-of-pocket responsibility before you commit to the procedure. Dental implants are the finest tooth replacement option available, although they may not be the right fit in every case. To find out if you should get dental implants, contact Tusculum Dental Care by calling (423) 639-7575 and schedule a consultation. We provide dental care to the areas of Erwin, Jonesborough, and Greeneville, Tennessee.